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持不反對申請證明到高等法院登記處，取得誓章表格。如果需要英文版本的破產解除證明書，則需使用英文誓章進行申請；In addition they act as an middleman amongst you and your creditors. Only seventy five% of one's creditors really need to comply with the repayment plan for that IVA to continue.Make sure